Sometime It’s Good to Borrow Less


We’ve said it before and we’ll say it again; buying a home can be daunting. It is likely the biggest purchase you’ll ever make, and there are many factors that could affect the outcome. We are here to help minimize the potential for mistakes!

If you’re a first-time home buyer and looking ere on the safe side or mortgage payments, it is good to realize that it isn’t always a bad thing to borrow less than the amount for which you qualify. Here are a few ways this can be a benefit:

The Mortgage Payment Isn’t Your Only New Cost
Many buyers think “if I can afford this much in rent, I can afford this much in a mortgage payment”. While this may be true, don’t forget to factor in things like homeowners or property insurance, higher utilities costs, and property taxes (which can increase each year!). It is important to be comfortable with these costs for the foreseeable future, without anticipating a job change or salary increase.

You Never Know What is Going to Pop Up
New homes can come with unexpected expenses, regardless of how well the inspection turned out. Being able to pay for the unexpected things in life (new water heaters, car maintenance, etc.) is a comfort that one shouldn’t give up in favor of a larger monthly mortgage payment.

You NEVER Want to Miss a Payment!
Again, you never know what will happen in the future and you do not want to take on a 20-30 year loan with any uncertainty. Opt for a monthly amount that you know you are comfortable with. If you get lucky, some lenders will allow you to pay more than your monthly payment with the goal of paying it down more quickly, and you can always look into refinancing options when the time comes.

Buying a home doesn’t have to be difficult or stressful! Give us a call for more information on how to make the process an enjoyable one.

Waterfront Oasis in Burrows Bay

Anacortes , WA – Enjoy the best of Northwest living in your beautiful architectural waterfront home. Situated on a private Âľ acre setting, this amazing property features cathedral living room windows that frame beautiful sunsets over Burrows Bay and breathtaking views of the San Juan Islands. The extensive use of natural materials provides casual luxury; 2 master suites plus 3rd bedroom and flex space makes entertaining easy. Private stairs to the beach, a community dock down the street, and only 70 miles from Seattle make this home the perfect island getaway yet no ferry lines to contend with! I invite you to watch this fabulous property video by clicking the link below, you won’t be disappointed.

Click here for the property video!

10th Annual Bark in the Park – Anacortes

Hope everyone had fun at the Waterfront Festival last weekend! The summer events in Anacortes continue this weekend with the 10th Annual Bark in the Park.

As the name suggests, this event is all about our four legged, furry little friends! The gathering location will be  at the Storvik Park starting at 10am.  There will be a lot of activities through out the day including a dog parade, games, contests and demos that are sure to entertain everyone attending.

As in previous years, the event is to benefit the Anacortes Dog Park and there is an event/contest entry donation of $5 per dog.

So don’t forget this Saturday June 14 @ 10am – Storvik Park on 32nd St in Anacortes. See you there!

Anacortes Waterfront Festival 2014

25th Anniversary

The Anacortes Waterfront Festival is celebrating its 25th year anniversary! Unlike the 2013 Anacortes Waterfront Festival, this year they added even more music and entertainment.

This fun filled weekend event will have activities for everyone including: car shows, art shows, community dance, boat shows, milk carton derby, boat building demonstration, remote controlled sail boats, guided walking tours, music, lots of food and FREE boat rides!

A Formation Flyover by the BlackJack Squadron will be included this year in honor of D-Day and the 25th Anniversary.

It is going to be a beautiful weekend in Anacortes so gather your friends and family and plan your day at the Anacortes Waterfront Festival, one of the most popular festivals in Skagit County.

See you there!

June 7 & 8, 2014
Saturday, 10:00am – 6:00pm
Sunday, 10:00am – 5:00pm

A Slice of Paradise!

A Special Beach Cottage in Anacortes, WA

This slice of Paradise is the perfect waterfront beach cottage in the San Juan Islands but is located in Anacortes with NO ferry commute! Launch a kayak or sit on driftwood and watch the Blue Heron fish while the Bay washes your cares away. An open floor plan allows for view enjoyment of the serene sunrises and tranquil sunsets and a large wrap around deck makes it perfect for entertaining friends. Just a couple of blocks from Golf Course. This magical well maintained bungalow by the bay is move-in ready.

For more details on the Anacortes home please click here

If you would like to search for Anacortes real estate for sale click here

You can also search for real estate in Skagit County, Whidbey Island, Samish Island, or anywhere in Western Washington!

If you are thinking of selling your home you can request a FREE market analysis by clicking here.

Housing Market and Economic Outlook

This is great information that was present by Lawrence Yun at the National Association of Realtors Convention in November 2013

Please click on the link below to see the slide show:

For information on Skagit County Real Estate Trends click HERE

For information on Anacortes Real Estate Trends click HERE

For information on La Conner Real Estate Trends click HERE

For information on Samish Island Real Estate Trends click HERE

For information on Guemes Island Real Estate Trends click HERE

For information on Whidbey Island and Oak Harbor Real Estate Trends click HERE

If you would like to shop homes for sale click HERE. You can shop for a wide variety of properties using your criteria from starter homes in Anacortes to luxury real estate around the world.

If you are wondering what your home is worth in this improving real estate market, call (360) 941-3734 or click HERE.

Girts Rekevics Memorial Fund 4th Annual “The Haunted Warehouse” Fundraiser

Its that time of year again!

We are about a week away from our big event! This years Haunted Warehouse promises to be full of spooktackular suprises!
Midlife Crisis and the Alimony Horns will be there for our entertainment! Avenue Catering is Donating the food and their wonderful catering services! Door prizes, costume contest, raffles and more!
Tickets can be purchased at the Anacortes pizza factory, Donatello, Cameo Hair Care, and Sassy Frass Company! $40 Per person or $280 for a table of 8. You can contact Judy Rekevics at and she will take your table reservaton. Tickets can also be purchased at the door…..but I wouldn’t wait!
All Proceeds of this event will go to the Anacortes Cancer Care/Infusion clinic for patient comforts. The GIrts Rekevics Memorial Fund is now a 501c3 organization!

I hope to see everyone in costume and having a great time!

SWAN Woman of the Year

There is still time to nominate a SWAN Woman of the Year!


This is a great way to recognize a local woman for her extraordinary contribution to Skagit County.

The Woman of the Year Award is designed to recognize and honor a woman who has made an extraordinary contribution to women, business and Skagit County. She lives or works in Skagit County and actively contributes to the community. She demonstrates excellence in her work, including contributions to professional associations within her field. She promotes professionalism of women in business, networking with and serving as a mentor to other business people. She makes outstanding contributions to her community, including service in charitable or nonprofit groups and activities that enhance the quality of life in Skagit County.

To nominate a Woman of the Year candidate, you can visit for an online application. The nomination deadline is June 30, 2012.

WA Ferry Summer Schedule


Washington State Ferries  is now on its summer sailing schedule, which began on June 17. There will now be increased service on popular tourist routes and a new reservation system for customers on the Anacortes/Sidney, B.C. route, Port Townsend/Coupeville route, and business customers on the Anacortes/San Juan Islands routes.

The summer schedule is available on the WSF website, and the red printed schedule (No. 225) is available at all vessels and terminals.

If you are interested in learning more about Anacortes real estate, land or homes for sale anywhere throughout Skagit County, please go to our website, or contact Jean Groesbeck at or call (360) 941-3734.

16th Annual Father’s Day Boat Show

Enjoy this Father’s Day at the 16th Annual Father’s Day La Conner Boat Show! Saturday June 16th & Sunday June 17th

La Conner is hosting the 16th Annual Father’s Day Boat show and swap meet! On Saturday the 16th from 9-5 & Sunday the 17th from 10-3 at the La Conner Marina.

Over 30 previously enjoyed powerboats will be open for viewing on ‘F’ dock (South Guest Dock), FREE ADMISSION. Be sure to stop by and take a look at the luxurious yachts and boats for sale with your father!

SAT: Swap Meet at the La Conner Marina, South moorage basin, nautical or KNOT treasures. Swap Meet is available to the non-commercial public to sell your wares, no charge for space, donation to non- profit beneficiary appreciated.

SAT/SUN: Enjoy hot dogs, bottled water, sodas, chips! 100% of raffle and donation proceeds to benefit the non-profit Skagit Bay Research and Rescue Organization.

To preview the boats to be on display, visit

If you are interested in learning more about La Conner real estate, or homes for sale in La Conner, visit our website!