Selling Your Home? Be Informed of the Seller’s Disclosure!

17

The seller’s disclosure form is an important form that must be completed by everyone selling a home.  The form is comprised of various questions about your home that you may not have considered since you purchased the property yourself.

As it is one of the documents that the buyer will most closely look at, all questions need to be answered to the best of your knowledge. If they are not, it may delay the closing process and prompt even further questions from the buyer.

Fortunately, there are a few ways to put your mind at ease while completing this very detailed, legally-binding document!

  • Research your home. If you have recently moved into your home then you likely have much of the necessary information accessible, as it was made available to you when you purchased the home. If it has been a decade or so, you may have to do some digging through old paperwork to find information such as the make, model, and age of various components of your home (HVAC system, water heater, etc.). Buyers will want to note this information to see what kind of money, if any, will need to be spent upon moving in.
  • Be as accurate as possible. You hopefully had an inspection done when you moved into the home, which should be able to give you information on the roof, plumbing, electrical, etc. While doing your research, try to be as accurate as possible rather than guessing when something may have been installed or replaced.
  • Honesty is the best policy. Answer all questions to the best of your ability. If there is information to which you do not have access or a question is not applicable to your property, note that in the seller’s disclosure form. You do not want to appear ill-informed about your home and want to offer up as much information to the buyer as possible.

Remember, the seller’s disclosure form is a legally binding document that is required of all home sellers; however there is no reason to be intimidated by it! Just make sure you are aware of what has been done in your home and which things potential buyers may take issue with. This will help both the home selling and buying process go smoother than you can imagine!

Contact Jean Groesbeck & Assoc. LLC daily for more information on what to take into consideration when buying or selling your home at (360) 941-3734 or Jean@JeanGroesbeck.com.

First Mortgage Payment & Automatic Payment Set-Up

Dean-Hayes

Content provided by Dean Hayes, Bay Equity Home Loans

This article outlines making your first mortgage payment and how to setup automatic payments on your mortgage.

Congratulations! You have just purchase a home or completed a refinance of your current home, and you have a shiny, brand new mortgage that you will need to start making payments on.

What’s next?

Click here to learn more and to view the blog in its entirety.

Seller’s Guide to a Home Inspection

Improving Your Credit Score

Dean-Hayes

Content provided by Dean Hayes, Bay Equity Home Loans

One of the biggest misconceptions about buying a home is that you need perfect credit in order to qualify. In fact, many programs allow much lower credit scores when qualifying a home buyer. But there are still certain minimums that you have to meet. So, how do you go about improving your credit scores?

Click here to view the blog in its entirety.

 

Cozy Anacortes Home Near Downtown, Shops & Schools

2517 17th-11

CLICK HERE TO VIEW A VIDEO TOUR

Built in 1920, this cozy home at 2517 17th St. (MLS 1179750) is located in a fantastic neighborhood near downtown Anacortes, local shops and acclaimed Anacortes schools.

2517 17th-15

Priced at $240,000 with 3 bedrooms, 1.5 baths and approximately 1,236 sf, the home has an ample living room with a gas fireplace, great sized eat-in kitchen, utility/mud room, large fenced yard with fruit trees and raised garden beds on the side patio. There is also a detached outbuilding/studio in back with electricity.

Zoned R2, there is also room for improvements to be made by a savvy investor or it could make an excellent starter home.

2517 17th-12

Located in Old Town Anacortes at 809 7th St., Jean Groesbeck & Assoc. LLC, Licensed under Coldwell Banker Bain, is available daily for all of your real estate needs.  Contact Team Groesbeck at (360) 941-3734 or Jean@JeanGroesbeck.com today!

VIDEO: How to Avoid Wire Fraud

For all of your real estate needs, contact Jean Groesbeck & Assoc. LLC, Licensed under Coldwell Banker Bain, in Old Town Anacortes: (360) 941-3734 or Jean@JeanGroesbeck.com.

Global Luxury Logo (Cool Gray 9U)video and digital

Homeownership: A savings lifeline

Dean-Hayes

Content from Dean Hayes, Bay Equity Home Loans

With home prices rising to all-time highs, many potential buyers may imagine drowning in a sea of monthly payments stretching across many years.

Naysayers bob to the surface with harrowing tales of home-buying gone wrong. If the down payment doesn’t get you – well the property taxes, maintenance and insurance surely will!

These so-called “savvy” investors say renters who dutifully put all money not spent on housing into stable investments – like mutual funds – may get a greater rate of return.

Criticism of home ownership as an instrument of wealth-building has understandably become louder in the last decade, after a Housing Bust that put more than 10 million homeowners upside-down, and 4 million more into foreclosure.

Click here to view the article in its entirety

What is Mold?

do-it-yourself-get-rid-of-mold-and-moisture-in-your-home

Molds are a form of fungus. There are many different molds and they can be found both indoors and outdoors. Molds spread through the production of spores, which are present in all indoor environments and cannot be removed from them – spores are capable of surviving in harsh conditions that otherwise prevent the normal mold growth.

Molds grow best in moist, warm and humid environments – easily created in the home. Molds are capable of growing on a variety of different surfaces, including fabric, paper and wood.

Common indoor molds include:

  • Alternaria – found in damp places indoors, such as showers or under leaky sinks
  • Aspergillus – often found indoors growing on dust, powdery food items and building materials, such as drywall
  • Cladosporium – capable of growing in cool areas as well as warm ones. It is typically found on fabrics and wood surfaces
  • Penicillium – typically found on materials that have been damaged by water and often has a blue or green appearance.

Molds take a variety of forms and textures, appearing as white, black, yellow, blue or green and often looking like a discoloration or stain to a surface. They can also have a velvety, fuzzy or rough appearance, depending on the type of mold and where it is growing.

Spores make their way into the home either through the air or after attaching to objects or people. Open windows, doorways and ventilation systems are all gateways through which spores can enter. Clothing, shoes and pets can all facilitate the arrival of mold within the home.

Mold can often be found in areas where leakages and flooding have occurred and near windows where condensation builds up. Wet cellulose materials are most supportive of mold growth, including paper products, cardboard, ceiling tiles and wood products. Wallpaper, insulation materials and upholstery are other typical launchpads for mold growth.

Mold allergies produce similar symptoms to other allergies to airborne substances affecting the upper respiratory tract, such as pollinosis. These include:

  • Blocked/runny nose
  • Itchy nose
  • Itchy throat
  • Sneezing
  • Watery eyes

When dealing with mold, it is best to consult with a professional to ensure the mold is properly removed.  For all of your real estate needs, contact Jean Groesbeck & Assoc. LLC.  Located in Anacortes at 809 7th St., Team Groesbeck is available daily at (360) 941-3734 or via email at Jean@JeanGroesbeck.com.

What is Title Insurance?

Video provided by Chicago Title

Home Maintenance Tasks for March

home-improvement-tools

To keep your home running smoothly all year, here are some things you can do before each Spring. For any suggestions of professionals to assist you throughout the Anacortes area, please contact us!

Clean the gutters – Remove leaves, pine needles and other debris that have accumulated over the winter so your gutter system is ready for spring showers. Overflowing gutters and blocked downspouts can damage siding and foundations.

Clean the air conditioning condenser – Remove dust and debris that have accumulated on the air conditioning condenser so that the AC works efficiently.

Prepare your yard – Remove branches and stones, and use your lawn mower with a catch bag to make short work of dead leaves and twigs. If any flower buds are diseased, bag and toss them in the trash to avoid spreading fungus and infestations.

Clean the siding – Remove dirt and grime that can cause mildew and shorten the life of your siding. Soap and water, a long-handled brush and a garden hose typically works great.

Clean and repair outdoor decks – Removing leaves and debris from between deck boards prevents staining the wood and reduces the chance of the wood rotting. Also check for any loose boards or protruding nails.

Caulk around windows and doors – Check the caulking around windows, doors and corners to prevent water infiltration and repair as necessary.

Inspect walkways and driveways – Freezing weather can break apart stone and concrete. Using a sealant on existing cracks will prevent the stone from breaking apart further.

Inspect the roofing – Check your roof for loose or missing shingles – starting from the ground with a pair of binoculars will help your to safely assess your roof.

If you are thinking of buying or selling in 2017, call Jean Groesbeck & Assoc. today at (360) 941-3734 or contact Jean via email at Jean@JeanGroesbeck.com. We are available daily for all of your real estate needs!