VA Loan Limits Increased in Skagit County

We have some absolutely wonderful news that we would like to share with you! VA loan limits have increased in Skagit County from $453,100 to $484,350. This increase not only benefits buyers, but sellers as well. Since there are now larger VA loans with zero down available helping sellers sell their homes.

Plus, there are some fabulous low interest rates still available, depending on the loan product and the borrower’s credit and income. Interest rates are presumed to go up in 2019, so now is a great time to purchase a home, why wait? This is an excellent time to contact a lender and start shopping for a home!

If you need help finding a lender or would like to see what you can afford please contact either Jean Groesbeck or Eileen Hebert at (360) 899-5027. We would love to help you with your home purchase or sale! Also, please enjoy this video which contains more valuable information regarding this increase.

7 Reasons to List your Home During the Holidays

Each year around this time there are numerous sellers who make the decision to postpone listing their house until after the holidays, while other sellers who already have their house listed make a decision to temporarily take the listing off the market during the holidays.

Here are 7 great reasons NOT to delay!

1. Buyers are still relocating. A great number of companies are hiring through the holiday season and are requiring new employees to start their new positions without delay.

2. Buyers who are home shopping during the holiday season are committed and eager to purchase right away.

3. You are able to restrict showing times on your home during the times you may be busy with guests or family during the holiday season, you stay in control of showing times.

4. Homes that are decorated for the holiday season show better.

5. Home inventory historically slows down in the fall and winter seasons meaning there is limited competition as a seller during the holiday season.

6. The urge to buy a home doesn’t go away just because the holidays have arrived. Home buyers who did not find their ideal home during the busy seasons of spring and summer are still house hunting.

7. Home inventory can grow after the holiday which may decrease the interest in your home during the beginning of 2019.

If you are planning to sell your home or are in search of a new home in 2019 please contact Jean Groesbeck and Associates for 5 star real estate services!

Home Selling Tips for Fall

Home Maintenance Checklist

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  • Clean up any fallen leaves.
  • Inspect your central heating system.
  • Touch up any exterior paint that is peeling or cracked.
  • Clear gutters of any debris and ensure the roof is in good condition.


Curb Appeal Tips

  • Paint your front door an eye-catching color. If you’re feeling festive, try for a pumpkin orange to coordinate with the fall season. More crucially, you should select a color that’s either contrasting or complementary to your home’s exterior paint.
  • Plant mums around the front of your home and step into brilliant shades of burgundy, orange, and yellow.


Showing Tips

  • Adding some festive dĂ©cor can make an immense contribution to the appeal of your home. Why not throw a flannel blanket over the sofa? Or leave out an unlit pumpkin spice candle for that fall vibe during showings.
  • Turn on the fireplace to give potential buyers an inviting and comforting feeling. Ask your agent to oversee turning it off and on. If that’s not possible you can have a clean mantle featuring fall foliage dĂ©cor.
  • Be sure that your marketing materials emulate the season. Displaying summer photos of a listing during fall will tend to make prospective buyers assume that your house has been listed on the market for months.


HDC_Fall_Infographic_3159_1-3Tips for Any Season

  • The number one thing you can do to prepare your home for sale is to deep clean top to bottom and declutter room by room.
  • Price your home accurately by utilizing a comparative market analysis that is based on current market conditions.
  • Market your home with professional real estate photography, a captivating listing description, and presentation amongst real estate websites.

 

If you can follow these basic tips, you will have a “sold” sign in your yard before you know it! Are you ready to sell your home but not sure where to start? Click here and fill out this form to contact us for more information.

Do You Need a Real Estate Agent?

3 Reasons You’ll Be Glad You Didn’t FSBO!

FSBO SignEver since the DIY fad took off, amateurs everywhere have attempted almost anything all on their own. It isn’t shocking that a few homeowners are wondering, “Do I really need a real estate agent to help sell my home when I can try to sell it myself?”

Sadly, you will see many DIY fails on projects that are way less complex than selling a home. While it may seem amusing when a soufflé falls you won’t be much laughter when FSBO errors cost you thousands of dollars and months of time.

Selling your home is your real estate agent’s job! Attempting to sell your home by yourself is difficult when you’ve got your own job.

Are you equipped to answer all phone calls and questions from buyers? Can you always arrange showings and keep your home pristine? Are you knowledgeable enough to evaluate offers, make counter offers, and negotiate all on your own behalf? Can you do all the above while keeping up with the demands of your regular work day?

The must do list of an FSBO seller is demanding and endless. Fortunately, a real estate agent’s regular work day consists of taking care of that list for you. While you’re tied up with work and prepping to move, your agent is busy working to coordinate with buyer’s agents and negotiating the best offer for your home.

Knowledgeable real estate agents devote countless hours to marketing, networking, and actively selling their listings. A frequent misunderstanding is thinking that a real estate agent just puts up a for sale sign and everything is done. FSBO sellers don’t understand that you’ve got to get prepare the home, market it, and much more.

Successful real estate agents will financially invest in marketing your home and will make sure that your home shows marvelously. They do this by paying for various things such as professional photography and quality staging. The amount of time and work it requires to sell a home FSBO is exactly why not many even try.

Now, let’s get down to the basics as to why utilizing a real estate agent is the logical choice.

#1 – A real estate agent is essential for prepping your house for sale.

RE AgentYou might take a glance at your home and feel that it’s in outstanding condition, but homes that are sold as-is will receive as-is offers, despite how excellent their condition is.

Real estate agents know that making modest investments in home improvements can increase the value of your home by 35%. Regrettably, some FSBO sellers will invest funds on upgrades that will not increase the home’s value enough to cover the money they have spent on those upgrades.

Just like each home is unique, so is each real estate market. Even if all the research you have accomplished is telling you that certain upgrades are guaranteed to increase your home’s value, that may not be true for your area.

A knowledgeable, experienced, and local real estate agent that has plenty of active listings will know what improvements or upgrades are going to be worth your investment to help your home sell.

#2 – A real estate agent will help you set the right listing price.

Listing PriceExperienced real estate agents know that listing a home at the right price is one of their most important tasks. If the price is set too high buyers will not come look at the home, which obviously means they won’t make any offers. If you lower the price too soon or too often, buyers and their agents will assume there may be something wrong with the home and only submit lowball offers, or no offers at all.

Regrettably, some FSBO sellers still believe that they will know how to price their home without assistance. Some sellers feel that they know the value of their home, but most often an FSBO home is priced incorrectly and as a result they get an even lower offer when it finally does sell.

Your real estate agent will examine numerous details to find your correct listing price, for example: regional and local market trends, nearby comps, days on market, upgrades, plus seller concessions (closing costs, home warranties, credits for repairs, etc.).

#3 – A real estate agent is your go-between.

FSBO sellers frequently feel hopeful enough to make improvements and listing price decisions without a real estate agent’s support. They often mistakenly think that pricing and prepping are the roughest part. Then they may pay a listing service to put their home on the MLS, believing that’s all they need to do to get their home sold.

ContractBut there are numerous more things that need to occur. Without a real estate agent, you won’t have anyone to advise you through the process. When you list your home with a real estate agent, they will be your go-between through the entire home sale process.

Your real estate agent will negotiate the sale and renegotiate after the inspection and appraisal occur. They will be working to find concessions that won’t cut into your bottom line.

Having a real estate agent to be your go-between isn’t just essential during the closing process, but you will need that buffer as soon as your home is listed. If you don’t have a real estate agent, then you won’t have anyone to arrange showings or even put a lockbox on your home. Rather, you will have to be present at every showing and you’ll won’t have any way to evaluate those buyers.

Are you as an FSBO seller willing to just open your home and let anyone who calls you walk through? That is one of the many reasons why you need a real estate agent. They provide privacy, protection, and facilitation of the transaction for a stress-free closing.

Buyer’s agents realize that FSBO sellers are emotionally involved in the selling process. When a FSBO seller plays hardball during the negotiation process, they may be labeled as a difficult seller who is not willing to be flexible and thus end up walking away from the deal.

When you list with a real estate agent, you will have them as a buffer between you and the buyer and you can prevent any emotional negotiation disagreements.

Are you still wanting to DIY with being a FSBO seller? Now at least you are aware the risks. But the bottom line is if you desire a uneventful sale that will bring you the best profit then you definitely need to hire a local and knowledgeable real estate agent.

Property of the Week! Point Williams Vacant Land

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Build your dream home on this beautiful waterfront acreage in Samish Island WA!

Few waterfront estates are behind the electric gate at Point Williams on Samish Island. Just 70 miles from Seattle, this approximately 6.5 acre property features 2 lots and boasts 450’ of beautiful waterfront on Samish Island, with cleared space as well as acres of timber. Just follow a gentle trail that takes you directly to the beautiful reflective cove within Samish Bay, while Mount Baker looms in the distance. aerial

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How to describe Samish Island, this property and the surrounding areas…Words cannot accurately portray them…One must experience this place and all it has to offer to fully understand what they are missing!

It all starts with the scenic drive through Skagit Valley to Samish Island, not only is there no ferry hassle but as you near the island one can see the tops of the other San Juan Islands such as Guemes, Lummi, Orcas, and Cypress just to name a few.  If it happens to be in the evening you have a great chance of viewing an amazing sunset.  Soon you will smell the soft scent of salt in the air and all your thoughts and burdens of the day or week disappear from your body in one big Ahhhh!

Contact us to learn more about building your dream island retreat! Samish Island is a well-kept secret of the Pacific Northwest- you don’t even need a ferry to get there!

Home of the Week! 2515 16th Street

2515 16th St in Anacortes

Location, privacy, and beautiful customization all in one; what more could you ask for?

This home located at 2515 16th Street in Anacortes, Washington provides is the perfect family home with a large lot and beautiful deck space off of the dining room and kitchen. New Hardi siding was installed and the exterior freshly painted in 2015. In addition, new window screens were added earlier this year.

The gorgeous slate and hardwood entry way invites you to the living room which offers a welcoming wood fireplace and picturesque windows to provide a comfortable space to both relax and entertain. Continue to the ample and bright dining room which has access to the back deck. Updated paint and crown molding have added a fresh look to the home and take away the worry of needing to update main living areas right away.

The kitchen is a dream with granite counters, slate back splash and newer stainless steel appliances. The walk-in pantry is convenient and spacious.

With three bedrooms, a HUGE recreational room, two and a half bathrooms and a separate office area, this home is not lacking in space and organization possibilities. The large master suite has its own wood fireplace, a ceiling fan, generous walk-in closet, and French doors that open to granite counters, Rosewood laminate cabinets, and a relaxing soaking tub in the master bathroom.

If you are looking for a spacious, inviting home in Anacortes, come visit this beautiful property! Call, text, or email us to schedule a private showing.

Click here to see the full description of 2515 16th St in Anacortes and view the full photo gallery. No registration required!

Everyday feels like a vacation day on Samish Island

9690 Samish Island Road- Bow, WA

When we list a home for sale in Skagit County, we like to ask our clients “What do you like most about your home?” We believe that there is no one better than the homeowner to capture the uniqueness of their home. One of our newest listings is truly one of a kind waterfront home on the beautiful Samish Island and here is what our client had to say about this amazing home for sale:

How to describe Samish Island, this home and the surrounding areas…Words cannot accurately portray them…One must experience this place and all it has to offer to fully understand what they are missing!

It all starts with the scenic drive through Skagit Valley to Samish Island, not only is there no ferry hassle but as you near the island one can see the tops of the other San Juan Islands such as Guemes, Lummi, Orcas, and Cypress just to name a few.  If it happens to be in the evening you have a great chance of viewing an amazing sunset.  Soon you will smell the soft scent of salt in the air and all your thoughts and burdens of the day or week disappear from your body in one big Ahhhh!

You know paradise is found as soon as you open the oversize double front doors because as you step inside one can see right through the wall of windows in the open living room to the outside facing South and Padilla Bay.  There are 3 sliding doors and multiple windows facing the bay in the main level so one does not have to miss any of the action going on outside.  What makes this home so unique is that while you’re inside you still have the feeling as if you’re outside.  This is true of even the large open kitchen and the usual gathering spot during entertaining and the family hangout; all windows here face South also.

Incredible Views

With the panoramic 180 degree southern exposure witnessing amazing sunrises and sunsets are a common experience.  There is never a dull moment depending on your mood and season at hand.  One has beach combing in their backyard and until you have experienced the thrill of seeing friends, kids, or grandchildren find their first perfect shining beach pebble, driftwood, sea shell, or the small crab hiding under a rock…you will never now how important it is to create memories that put a smile on your face.  Don’t forget about the outside private hot and cold shower to wash the kids, pets or yourself off after being on the beach or after your walk, run, or bike ride on this quiet island. There is certainly something to be said about the refreshing re-awaking of an outdoor shower in your back patio!

On any given morning and during the day one will certainly see and hear the calls of blue herons, seagulls, ducks, geese and the majestic LOON!

If water-sports are your thing…this bay offers the opportunity to paddle board, kayak, water-ski, wake-board, tubing and of course jet-skiing.

If a slower pace is more preferable, then sitting on the beach enjoying the stunning sights and sounds of nature the island has to offer while reading a book will surely make your day. You can also enjoy your favorite drink or just make s’mores by the fire; nothing less than perfect!  With the changing seasons and tides the view is like an ever-changing canvas, never boring or the same.

The layout of this home provides everything absolutely needed on the main floor with oversized walk-ways and a well designed open floor concept make for easy family life but can also be great for entertaining family and friends. Host comfortably anywhere from 2 people for an intimate outing to over 100 people for large holiday, corporate, or fundraising parties with all the unique features this home has to offer to keep people happily entertained. Enjoy the large grass areas for yard games, beach and water for activities, and game-room complete with pool table, foosball, air-hockey, basketball court for hours of entertainment. How about a movie? Enjoy some popcorn in the movie room, yes…a private theater room for viewing your favorite flick. It is set up for electronic games too!

With the ability to anchor a boat and/or wave-runner in the bay…boating to the San Juan Islands is an easy task.  Whether you just want to go exploring the other Islands for hiking, bird watching, whale watching or hit one of the many island towns and marinas for breakfast, lunch, or dinner….a day or more out in the Islands is not something one ever forgets and it all starts in your backyard.

Are you ready to buy your dream home? Are you thinking about buying a vacation home?

This could be THE home for you! Contact us for a private showing of this unique waterfront home! Call Jean Groesbeck at (360) 941-3734 or email her at Jean@JeanGroesbeck.com

If you would like to see more photos, pricing or for more information on this home click here to view the full listing.